Review refund eligibility, exclusions, processing timelines, and how approved refunds are returned.
You are eligible for a full refund in the following circumstances:
| Payment Method | Refund Destination | Processing Time | Status |
|---|---|---|---|
| UPI / Net Banking | Source Account | 2β3 business days | Fast |
| Credit / Debit Card | Card Account | 5β7 business days | Standard |
| EMI (Card) | Card Account | 5β7 business days + EMI closure | Standard |
| Wallet (Paytm, PhonePe) | Wallet Balance | 1β2 business days | Fast |
| COD | Bank Transfer (NEFT) | 7β10 business days | Standard |
| OSL Dental Credits | Credit Wallet | Instant | Instant |
In some cases, a partial refund may be issued: